|
|
|
Financial Highlights
| |
2007 |
2006 |
2005 |
2004 |
2003 |
2002 |
| Disbursements
- Rs. in million |
| Core
Opreations
|
| Microcredit/Enterprise
Development loans |
6,228 |
3,705 |
3,106 |
1,462 |
1,314 |
655 |
| Grants |
1,654 |
1,372 |
958 |
974 |
463 |
534 |
| Reheblitation & Reconstruction
|
| Grants |
7,924 |
1,169 |
- |
- |
- |
- |
| Total Disbursments |
15,806 |
6,246 |
4,064 |
2,436 |
1,777 |
1,189 |
| Outreach
- Numbers
|
| Partner Organiztions |
70 |
68 |
56 |
42 |
38 |
29 |
| Districts |
111 |
108 |
97 |
95 |
84 |
60 |
| Villages |
27,578 |
23,354 |
19,863 |
13,054 |
8,650 |
4,223 |
| Balance
Sheet - Rs. in million |
| Total
assets (less current liabilities) |
18,391 |
13,156 |
8,689 |
3,496 |
2,730 |
1,656 |
| Microcredit/Enterprise
Development loans receivable |
5,642 |
3,996 |
2,598 |
1,081 |
1,201 |
695 |
| Total
investments |
8,762 |
7,096 |
4,401 |
2,287 |
1,465 |
833 |
| Equity
and reserves |
2,817 |
1,788 |
1,137 |
791 |
710 |
618 |
| Long
term and deferred liability |
15,574 |
11,368 |
7,552 |
2,705 |
1,993 |
1,038 |
| Operational
Results - Rs. in million |
| Total
income (including other income) |
1,255 |
763 |
305 |
222 |
230 |
145 |
| General and Admin Expences - Core Operations |
159 |
108 |
87 |
71 |
63 |
43 |
| General and Admin Expences - Reheblitation
& Reconstruction |
46 |
12 |
- |
- |
- |
- |
| Surplus
before provisions for taxation and loan loss |
965 |
572 |
152 |
133 |
149 |
94 |
| Surplus
after provisions for taxation and loan loss |
829 |
501 |
196 |
81 |
92 |
59 |
| Financial
Ratios
|
| Surplus
before tax and loan loss provision |
77% |
75% |
50% |
60% |
65% |
65% |
| Surplus
after tax and loan loss provision |
66% |
66% |
64% |
36% |
40% |
41% |
| Return
on assets |
5% |
5% |
3% |
3% |
4% |
4% |
| Return
on equity |
36% |
34% |
20% |
11% |
14% |
10% |
| Repayment
rate (micro credit) |
100% |
100% |
100% |
100% |
100% |
100% |
| Total
General and admin expenses / Total disbursments |
1% |
2% |
2% |
3% |
4% |
4% |
| Total
General and admin expenses/average total assets |
1% |
1% |
1% |
2% |
3% |
3% |
| Income
on loans/general and admin. expenses on core operations |
205% |
164% |
101% |
97% |
89% |
68% |
| Debt/equity |
79:21 |
85:15 |
85:15 |
77:23 |
73:27 |
63:37 |
| Current
ratio |
65:1 |
256:1 |
125:1 |
23:1 |
32:1 |
18:1 |
|
|
